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Ticos Are Individualistic

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Home / Preface
5 - Costa Rica in Brief
6 - Map of Costa Rica
8 - Symbols of Costa Rica
9 - Introduction
12 - Getting a Bird's Eye View
14 - Why Choose Costa Rica?
18 - Costa Rica Has Many Firsts to its Name
22 - A Place That Accepts All Races
30 - The Friendliness of the Costa Ricans
33 - Ticos are Individualistic
35 - Ticos Are Different and Procrastinators
38 - Why Others Have Gone Abroad
42 - Specific Reasons for Leaving Home
45 - Culture Shock
48 - Enjoy Your Retirement by Adjusting
49 - Ways to Adjust to Your New Life
56 - Making Your Stay More Satifying
58 - Cost of Living
67 - Addresses and Directions
69 - Your Car and Driving
71 - How Not to Be Obnoxious to Locals
74 - Adjusting to the Weather and Climate
76 - Choosing the Right Climate for You
77 - City Living versus Country Living
79 - Where to Live in Costa Rica
82 - Living in Your American Style
84 - Top Quality Health Services
87 - Medical Centers in San José
89 - Dying in Costa Rica
91 - Security and Safety in Costa Rica
94 - Personal Experiences of Petty Thievery
98 - Sex and Romance
101 - Going into Business Yourself
105 - Expatriates Production Enterprises
110 - Expatriates Service Businesses
114 - The Business Environment
120 - Helpful Tips for the Newcomer
125 - National Holidays and Festivities
128 - Religion, Churches & Support Groups
131 - The Optimism and Health Link
133 - The 8 Point Formula for Anti-Aging
134 - Obtaining Insurance
136 - Early Colonial History in Brief
139 - English Language & Tico Expressions
144 - Misdemeanors That Are Now Felonies
146 - Closing Words
148 - Bibliography
149 - For More Information and Contacts
151 - Appendix
155 - Index

In business, the Costa Rican individual also wants to be the sole owner of the enterprise. If his savings are not sufficient, he generally turns to relatives, friends or banks to obtain loans rather than share with a partner, sell stocks or disperse ownership. He's still somewhat suspicious and distrustful of partners. Gradually this is changing and some Tico entrepreneurs are beginning to pool their money with others to establish new, larger enterprises. But the spirit of individuality persists and more so when it comes to buying stock in local companies. I believe it's the main reason why the national stock market (Bolsa de Valores) has grown so slowly. The Tico still prefers to keep his savings in government bonds, time deposit certificates or savings accounts in banks, especially if the latter are state-owned, not private ones of which he's still somewhat distrustful.

In politics Costa Rica also demonstrates its spirit of individuality. It has never wanted to join the Central American Parliament which was established in 1991 by the other countries of the region. The Ticos firmly accept economic integration but prefer to steer clear of anything dealing with political integration.

Luis Barahona, reputable University of Costa Rica professor, depicted the Costa Rican as being "really a mountain farmer, individualistic, quiet, and suspicious in nature, astute, introverted, which lives from day to day and is a democrat. He rejects totalitarianism and anything doing with the military." It is customary for the farmer to work from early dawn, have his lunch at around 9 a.m. and quit at 2 p.m. He wants to be at home before the afternoon rains fall and spend the rest of the day with his family, a social organization which is still very closely knit in Costa Rica. Definitely, the Tico is a conservative individual, likes to stay home and live in peace.

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All texts of How to Retire Happily in Peacefull Costa Rica are copyrighted © by Frank J. Thomas Gallardo and Editorial Texto Costa Rica. We recommend to buy a hard copy of How to Retire Happily in Peacefull Costa Rica.